Our Story

Dave began in lending over 16 years ago after a background in Engineering and IT.  Lending was a natural fit for him because he LOVED people.  Putting the right PEOPLE, with the best PRODUCTS and giving them the best SYSTEM yields the very best out of everyone.  He is obsessed with "finding a better way".  How can we pay people MORE, save clieints MORE money all while making systems EASIER and FASTER?  The journey continues...

Our Approach

We create a culture of Friendly/Helpful.  We empower our team to do-the-right-thing.  Then, reward them heavily for their effort.  Happy team members and business partners make VERY happy clients.  Happy clients means more referrals.  More referrals means more jobs and happy team mates.  The circle of life continues!

Meet the Team

We have the right personality for you!  They are all experts and we work as a team.  Pick the right match for you!


Candace (not Candy) Esquivel

Down Payments Assistance Specialist

Always up for a new challenge and has the best can-do attitude!  Call and ask for "Candy - Cane" to get an added bonus.

Phone: 210-202-5206


Tommy (the tec man) Fish

Fresh new expert!

Different division of Cardinal but still part of the family!


Rod (The Main Man) Hayes

Veteran and First Time Home Buyer Specialist

Once a Marine, always a Marine!  Fist in and last out to make sure you get the best possible financing!  Semper fi

Phone 972-999-5733

Next Steps...

Request a call to hear from one of these amazing team members!